KHEAA is the state agency that administers the Kentucky Educational Excellence Scholarship (KEES), need-based grants and other programs to help students pay their higher education expenses.
For more information about KESPT, visit www.kysaves.com.
To learn how to plan and prepare for higher education, go to www.gotocollege.ky.gov. For more information about Kentucky scholarships and grants, visit www.kheaa.com.
KHEAA offers college money tips
If you’re planning on going to college, following these tips from the Kentucky Higher Education Assistance Authority (KHEAA) may give you an edge in the yearly race for scholarship dollars.
• Complete your Free Application for Federal Student Aid (FAFSA) as soon as possible after Jan. 1. The FAFSA is used to apply for state and federal student aid. File online at www.fafsa.gov.
• Look for local scholarships in your newspaper. Community organizations and businesses may have scholarships reserved for local students.
• Talk with your school counselor, who is an excellent resource and can tell you about financial aid in general and where to find it.
• Talk with a financial-aid officer at the school you plan to attend. He or she can tell you about any aid the school has available.
• Find out how to reduce student loan costs. Most financial-aid packages include student loans. Take out loans only after you have received all the free aid — grants, scholarships and work-study — for which you qualify. Federal student loans are generally better deals than private loans, but compare interest rates and repayment terms carefully.
• Visit websites with free information about college, financial aid and careers.
• Be a neat freak. Neat and complete counts when you’re filling out applications.
• Apply, apply, apply. The more financial aid for which you apply, the better your chances of getting enough aid to pay for college. Make sure you meet all deadlines.